Lottery Valley ranks 87 of 109 active New York scratch-offs by odds, estimated payout rate, remaining top prizes, and ticket price. Games are excluded when all top prizes are gone or New York has not published remaining-prize data. 300X THE MONEY ranks as the best overall ticket, while $300,000,000 CASH PAYOUT has the best published odds of winning any prize, and INSTANT TAKE 5 (#1680) leads tickets under $5.
Updated
Current leaders by goal before the full top-10 table.
$300,000,000 CASH PAYOUT
$20Strongest published overall odds at 1 in 3.55, although many wins may only return the ticket price.
INSTANT TAKE 5 (#1680)
$1Strongest composite ranking among tickets under $5.
Top 10 eligible tickets by composite ranking. Updated October 14, 2026.
| Rank | Game | Price | Top Prize | Overall Odds | Odds to Win More | Payout Rate | Top Prizes Left | Why It Ranks |
|---|---|---|---|---|---|---|---|---|
| #1 | 300X THE MONEY | $30 | $10M | 1 in 3.61 | 1 in 3.60 | 70% | 3 of 4 | Strongest balance among eligible tickets based on an estimated payout rate of 70%, odds of 1 in 3.60 to win more than the ticket price, 75% of original top prizes remaining. |
| #2 | MILLIONAIRE RICHES | $20 | $5M | 1 in 3.76 | 1 in 6.02 | 68% | 4 of 4 | Ranks #2 on the composite score with an estimated payout rate of 68%. |
| #3 | VIP MILLIONS | $30 | $5M | 1 in 3.59 | 1 in 3.59 | 74% | 1 of 4 | Ranks #3 on the composite score with an estimated payout rate of 74%. |
| #4 | ULTIMATE CASH | $30 | $10M | 1 in 3.64 | 1 in 3.64 | 71% | 1 of 3 | Ranks #4 on the composite score with an estimated payout rate of 71%. |
| #5 | $10,000,000 CASH | $30 | $10M | 1 in 3.65 | 1 in 3.65 | 71% | 1 of 3 | Ranks #5 on the composite score with an estimated payout rate of 71%. |
| #6 | BONUS 100X | $20 | $5M | 1 in 3.66 | 1 in 5.78 | 70% | 2 of 4 | Ranks #6 on the composite score with an estimated payout rate of 70%. |
| #7 | JACKPOT FORTUNE | $30 | $10M | 1 in 3.65 | 1 in 3.65 | 71% | 1 of 3 | Ranks #7 on the composite score with an estimated payout rate of 71%. |
| #8 | $10,000 A WEEK FOR LIFE | $20 | $10.4M | 1 in 3.72 | 1 in 5.93 | 69% | 176 of 257 | Ranks #8 on the composite score with an estimated payout rate of 69%. |
| #9 | $5,000,000 SPECTACULAR | $20 | $5M | 1 in 3.85 | 1 in 6.25 | 68% | 4 of 4 | Ranks #9 on the composite score with an estimated payout rate of 68%. |
| #10 | $5,000,000 BLITZ | $20 | $5M | 1 in 3.79 | 1 in 6.09 | 68% | 3 of 4 | Ranks #10 on the composite score with an estimated payout rate of 68%. |
Choose any eligible $2+ New York scratch-off, then enter code VALLEYSCRATCH at checkout. After checkout, $5 credit is added for another scratch-off purchase.
Exclusive Code
VALLEYSCRATCH
Rankings are not changed by affiliate relationships. 18+ only.
Category rankings are more important than the composite score — pick the metric that matches how you want to play.
$300,000,000 CASH PAYOUT
$20Strongest published overall odds at 1 in 3.55, although many wins may only return the ticket price.
Alternative: VIP MILLIONS
INSTANT TAKE 5 (#1628)
$1Best calculated odds of winning more than the ticket price (1 in 1.32).
Alternative: INSTANT TAKE 5 (#1680)
X SERIES: 200X
$30Highest estimated payout rate among eligible games at 74% — it still pays back less than it costs on average.
Alternative: VIP MILLIONS
$50 OR $100 (#1704)
$10Most top prizes still unclaimed (128384 of 173062).
Alternative: WIN EITHER $100 OR $200!
One primary winner per price band, with a short compare of nearby tickets — not a full reprint of the database.
Overall odds: 1 in 4.69
Ranks highest among active $1 to $3 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| INSTANT TAKE 5 (#1680) | $1 | 1 in 4.69 | — | 52 |
| INSTANT TAKE 5 (#1574) | $1 | 1 in 4.69 | — | 24 |
| INSTANT TAKE 5 (#1628) | $1 | 1 in 4.69 | — | 19 |
Overall odds: 1 in 4.09
Ranks highest among active $5 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| CASH LINES | $5 | 1 in 4.09 | 65% | 3 |
| 13 | $5 | 1 in 4.15 | 65% | 3 |
| LADY LUCK 25X | $5 | 1 in 4.28 | 65% | 3 |
Overall odds: 1 in 3.86
Ranks highest among active $10 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| BONUS BUCKS | $10 | 1 in 3.86 | 65% | 2 |
| $5,000 HOLIDAY FRENZY/$5,000 GOLD | $10 | 1 in 3.85 | 70% | 36 |
| 100Xtra | $10 | 1 in 3.91 | 65% | 3 |
Overall odds: 1 in 3.76
Ranks highest among active $20 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| MILLIONAIRE RICHES | $20 | 1 in 3.76 | 68% | 4 |
| BONUS 100X | $20 | 1 in 3.66 | 70% | 2 |
| $10,000 A WEEK FOR LIFE | $20 | 1 in 3.72 | 69% | 176 |
Overall odds: 1 in 3.61
Ranks highest among active $30 to $50 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| 300X THE MONEY | $30 | 1 in 3.61 | 70% | 3 |
| VIP MILLIONS | $30 | 1 in 3.59 | 74% | 1 |
| ULTIMATE CASH | $30 | 1 in 3.64 | 71% | 1 |
These eligible games currently compare less favorably on ranking metrics. That is not advice to avoid them forever — prize pools change as tickets are claimed.
MONEY VAULT MULTIPLIER
$5Currently ranks #66 among eligible tickets with a lower composite score than most peers.
$25,000 EXTRA CA$H
$2Currently ranks #67 among eligible tickets with a lower composite score than most peers.
50Xtra
$5Currently ranks #68 among eligible tickets with a lower composite score than most peers.
CASHWORD
$2Currently ranks #69 among eligible tickets with a lower composite score than most peers.
WIN FOR LIFE (#1624)
$2Currently ranks #70 among eligible tickets with a lower composite score than most peers.
BONUS 5X
$1Currently ranks #71 among eligible tickets with a lower composite score than most peers.
NEW YORK MILLIONAIRE
$5Currently ranks #72 among eligible tickets with a lower composite score than most peers.
$100s FOR THE HOLIDAYS
$2Currently ranks #73 among eligible tickets with a lower composite score than most peers.
All 87 eligible games in the current ranking.
| Rank | Game | Price | Overall Odds | Odds to Win More | Payout Rate | Top Prizes Left |
|---|---|---|---|---|---|---|
| #1 | 300X THE MONEY | $30 | 1 in 3.61 | 1 in 3.60 | 70% | 3 |
| #2 | MILLIONAIRE RICHES | $20 | 1 in 3.76 | 1 in 6.02 | 68% | 4 |
| #3 | VIP MILLIONS | $30 | 1 in 3.59 | 1 in 3.59 | 74% | 1 |
| #4 | ULTIMATE CASH | $30 | 1 in 3.64 | 1 in 3.64 | 71% | 1 |
| #5 | $10,000,000 CASH | $30 | 1 in 3.65 | 1 in 3.65 | 71% | 1 |
| #6 | BONUS 100X | $20 | 1 in 3.66 | 1 in 5.78 | 70% | 2 |
| #7 | JACKPOT FORTUNE | $30 | 1 in 3.65 | 1 in 3.65 | 71% | 1 |
| #8 | $10,000 A WEEK FOR LIFE | $20 | 1 in 3.72 | 1 in 5.93 | 69% | 176 |
| #9 | $5,000,000 SPECTACULAR | $20 | 1 in 3.85 | 1 in 6.25 | 68% | 4 |
| #10 | $5,000,000 BLITZ | $20 | 1 in 3.79 | 1 in 6.09 | 68% | 3 |
| #11 | MYSTERY MULTIPLIER | $20 | 1 in 3.67 | 1 in 5.79 | 68% | 2 |
| #12 | X SERIES: 200X | $30 | 1 in 3.62 | 1 in 3.62 | 74% | 1 |
| #13 | $300,000,000 CASH PAYOUT | $20 | 1 in 3.55 | 1 in 5.88 | 73% | 1 |
| #14 | 200Xtra | $20 | 1 in 3.67 | 1 in 5.79 | 68% | 2 |
| #15 | INSTANT TAKE 5 (#1680) | $1 | 1 in 4.69 | 1 in 2.22 | — | 52 |
| #16 | $5,000,000 CASH ROYALE | $20 | 1 in 3.90 | 1 in 6.39 | 69% | 1 |
| #17 | CASH LINES | $5 | 1 in 4.09 | 1 in 6.92 | 65% | 3 |
| #18 | MILLIONAIRE MAKER | $20 | 1 in 3.91 | 1 in 6.42 | 72% | 2 |
| #19 | 13 | $5 | 1 in 4.15 | 1 in 7.11 | 65% | 3 |
| #20 | $2,000,000 100X CASHWORD | $20 | 1 in 3.82 | 1 in 7.06 | 65% | 3 |
| #21 | BONUS BUCKS | $10 | 1 in 3.86 | 1 in 6.71 | 65% | 2 |
| #22 | LADY LUCK 25X | $5 | 1 in 4.28 | 1 in 6.96 | 65% | 3 |
| #23 | $500,000 BLAST | $5 | 1 in 4.02 | 1 in 6.71 | 66% | 1 |
| #24 | $5,000 HOLIDAY FRENZY/$5,000 GOLD | $10 | 1 in 3.85 | 1 in 6.68 | 70% | 36 |
| #25 | 100Xtra | $10 | 1 in 3.91 | 1 in 7.37 | 65% | 3 |
| #26 | BINGO TIMES 20 | $5 | 1 in 4.27 | 1 in 6.48 | 65% | 2 |
| #27 | INSTANT TAKE 5 (#1574) | $1 | 1 in 4.69 | 1 in 2.22 | — | 24 |
| #28 | SET FOR LIFE | $10 | 1 in 3.95 | 1 in 6.20 | 68% | 2 |
| #29 | LUCKY 13 | $5 | 1 in 4.11 | 1 in 6.98 | 65% | 1 |
| #30 | DOUBLE YOUR MONEY | $5 | 1 in 5.18 | 1 in 5.18 | 65% | 1 |
| #31 | $3,000,000 200X CASHWORD | $30 | 1 in 3.84 | 1 in 8.04 | 64% | 4 |
| #32 | LUCKY NUMBERS | $5 | 1 in 4.51 | 1 in 8.21 | 65% | 4 |
| #33 | $100, $200 OR $500! | $30 | 1 in 6.25 | 1 in 6.25 | 73% | 1656 |
| #34 | BONUS 50X | $10 | 1 in 3.92 | 1 in 7.68 | 66% | 1 |
| #35 | $3,000,000 BONUS STARS | $10 | 1 in 3.99 | 1 in 7.12 | 65% | 1 |
| #36 | $500 HOLIDAY BONUS | $5 | 1 in 3.93 | 1 in 6.70 | 65% | 173 |
| #37 | ALL CASH | $20 | 1 in 4.64 | 1 in 4.64 | 65% | 150 |
| #38 | INSTANT TAKE 5 (#1628) | $1 | 1 in 4.69 | 1 in 1.32 | — | 19 |
| #39 | DIAMOND CASHWORD | $3 | 1 in 4.06 | 1 in 7.33 | 63% | 5 |
| #40 | MONEY MATCH | $10 | 1 in 4.01 | 1 in 7.17 | 65% | 1 |
| #41 | MATCH 7s | $3 | 1 in 3.98 | 1 in 6.62 | 63% | 3 |
| #42 | $3,000,000 MAX MULTIPLIER | $10 | 1 in 4.27 | 1 in 7.45 | 65% | 2 |
| #43 | $100, $200 0R $500 | $30 | 1 in 6.25 | 1 in 6.25 | 73% | 1016 |
| #44 | DOUBLE TRIPLE CASHWORD (#1708) | $5 | 1 in 5.14 | 1 in 6.91 | 64% | 9 |
| #45 | INSTANT $500 | $10 | 1 in 4.19 | 1 in 7.20 | 68% | 782 |
| #46 | HOT DOG! | $5 | 1 in 4.45 | 1 in 8.00 | 65% | 2 |
| #47 | POT OF GOLD | $5 | 1 in 4.35 | 1 in 7.65 | 65% | 1 |
| #48 | WIN $250 | $5 | 1 in 4.38 | 1 in 6.97 | 66% | 492 |
| #49 | CASINO NIGHTS | $5 | 1 in 4.44 | 1 in 7.39 | 65% | 1 |
| #50 | $1,000,000 50X CASHWORD | $10 | 1 in 4.32 | 1 in 7.60 | 63% | 3 |
| #51 | WIN $60,000 | $3 | 1 in 3.92 | 1 in 6.90 | 63% | 1 |
| #52 | SHOW ME $500 | $10 | 1 in 4.17 | 1 in 7.75 | 68% | 518 |
| #53 | LOOSE CHANGE (#1707) | $1 | 1 in 4.70 | 1 in 10.45 | 64% | 1340 |
| #54 | MULTIPLY YOUR NUMBERS | $3 | 1 in 4.12 | 1 in 7.00 | 63% | 1 |
| #55 | $50 OR $100 (#1704) | $10 | 1 in 8.00 | 1 in 8.00 | — | 128384 |
| #56 | 30Xtra CASHWORD | $3 | 1 in 4.10 | 1 in 7.46 | 63% | 1 |
| #57 | LUCKY 7s | $1 | 1 in 4.96 | 1 in 9.14 | 64% | 15 |
| #58 | BONUS BLACKJACK | $2 | 1 in 4.89 | 1 in 7.78 | 62% | 6 |
| #59 | WIN IT ALL | $2 | 1 in 4.89 | 1 in 7.79 | 62% | 6 |
| #60 | $1,000,000 BONUS CASHWORD | $10 | 1 in 4.32 | 1 in 7.60 | 63% | 1 |
| #61 | CASHWORD DOUBLER (#1670) | $2 | 1 in 5.09 | 1 in 8.30 | 64% | 14 |
| #62 | $1,000,000 GOLD | $5 | 1 in 4.44 | 1 in 7.40 | 57% | 2 |
| #63 | $1,000,000 MUST LOVE DOGS | $5 | 1 in 4.23 | 1 in 7.34 | 60% | 1 |
| #64 | MONEY BAGS | $1 | 1 in 4.89 | 1 in 8.02 | 62% | 8 |
| #65 | LUCKY LINES | $3 | 1 in 3.80 | 1 in 8.13 | 63% | 4 |
| #66 | MONEY VAULT MULTIPLIER | $5 | 1 in 4.28 | 1 in 15.72 | 59% | 4 |
| #67 | $25,000 EXTRA CA$H | $2 | 1 in 4.80 | 1 in 7.80 | 62% | 4 |
| #68 | 50Xtra | $5 | 1 in 4.12 | 1 in 7.52 | 61% | 1 |
| #69 | CASHWORD | $2 | 1 in 5.02 | 1 in 8.19 | 64% | 6 |
| #70 | WIN FOR LIFE (#1624) | $2 | 1 in 3.97 | 1 in 11.43 | 60% | 48 |
| #71 | BONUS 5X | $1 | 1 in 4.80 | 1 in 7.78 | 64% | 1 |
| #72 | NEW YORK MILLIONAIRE | $5 | 1 in 4.44 | 1 in 7.40 | 59% | 1 |
| #73 | $100s FOR THE HOLIDAYS | $2 | 1 in 4.45 | 1 in 7.89 | 62% | 300 |
| #74 | XTREME BUCKS | $2 | 1 in 4.79 | 1 in 7.78 | 63% | 1 |
| #75 | WIN FOR LIFE (#1453) | $2 | 1 in 3.75 | 1 in 10.65 | — | 1 |
| #76 | 7-11-21 TRIPLER | $1 | 1 in 4.54 | 1 in 9.30 | 62% | 6 |
| #77 | DOUBLE DEUCES | $2 | 1 in 4.88 | 1 in 8.00 | 63% | 2 |
| #78 | CASH DROP | $2 | 1 in 4.81 | 1 in 7.83 | 62% | 1 |
| #79 | LOOSE CHANGE (#1618) | $1 | 1 in 4.70 | 1 in 10.45 | 64% | 54 |
| #80 | TRIPLE 7-11-21 | $2 | 1 in 4.91 | 1 in 8.64 | 63% | 1 |
| #81 | LUCKY 7'S | $1 | 1 in 4.96 | 1 in 9.14 | 64% | 2 |
| #82 | LOOSE CHANGE (#1552) | $1 | 1 in 4.70 | 1 in 10.45 | 64% | 54 |
| #83 | TRIPLE MATCH | $1 | 1 in 4.98 | 1 in 8.28 | 62% | 4 |
| #84 | WIN EITHER $100 OR $200! | $20 | 1 in 8.00 | 1 in 8.00 | — | 13341 |
| #85 | 9S IN A LINE DOUBLER | $1 | 1 in 4.91 | 1 in 9.63 | 62% | 3 |
| #86 | 3-2-WON! | $1 | 1 in 4.89 | 1 in 9.57 | 62% | 3 |
| #87 | $50 OR $100 (#1646) | $10 | 1 in 8.33 | 1 in 8.33 | — | 1821 |
Answers about the best New York scratch-offs to buy, odds, price tiers, and how rankings work.
As of October 14, 2026, 300X THE MONEY ranks as the best overall New York scratch-off among 87 eligible games. Strongest balance among eligible tickets based on an estimated payout rate of 70%, odds of 1 in 3.60 to win more than the ticket price, 75% of original top prizes remaining. These rankings do not guarantee a win.
$300,000,000 CASH PAYOUT currently has the best published overall odds at 1 in 3.55. Overall odds count any prize as a win, including prizes equal to the ticket price, so they do not necessarily mean the best chance of winning more than the ticket price.
$50 OR $100 (#1704) currently shows the most top prizes remaining (128384 of 173062). Raw remaining counts are not the same as current top-prize odds.
CASH LINES currently leads the $5 tier.
BONUS BUCKS currently leads the $10 tier.
Not automatically. Higher-priced tickets often have different prize structures and may show stronger published overall odds, but payout rates and remaining top prizes vary by game. Compare odds, payout rate where available, and prize availability inside each price tier.
Newer games can have more intact prize pools, but a recent launch does not guarantee a higher payout rate or better odds than an older eligible game. Treat “best new” as its own category, not a substitute for payout rate.
Eligible active games need published odds or prize-tier data. A game with a published top-prize count ranks only while at least one top prize remains. When the New York Lottery does not publish remaining counts, active games are ranked on those odds. Games with all top prizes claimed stay in the full scratch-off database but are excluded from rankings. Official lottery data is labeled separately from Lottery Valley calculations. See the methodology section on this page for weights and limitations.
Rankings refresh when underlying New York Lottery game and prize data change in Lottery Valley’s database. The date shown on this page reflects the latest game data used for the ranking, not a live feed of every claim.
No. Scratch-off games are random. Stronger comparative metrics improve how tickets compare to each other on published data; they do not identify winning tickets or guarantee a prize. On average, every game pays back less than it costs.
Published New York Lottery game pages, overall odds, ticket prices, top prizes, and top-prizes-remaining figures where available.
Games must be active or ending and include enough published odds or prize-tier data to support ranking. A game with a published top-prize count ranks only while at least one top prize remains. When the New York Lottery does not publish remaining counts, active games are ranked on those odds. Games with all top prizes claimed stay on the full scratch-off database but are excluded from rankings. Ended and coming-soon games are listing-only as well.
When inputs are available: 35% payout-rate percentile, 25% percentile for odds of winning more than the ticket price, 25% top-prize-availability percentile, 15% published overall-odds percentile. Missing inputs redistribute weight across the metrics New York publishes. Large prize means ≥$100,000.
Rankings follow this published methodology and are not changed by affiliate relationships. Data analysis by Lottery Valley; reviewed by Jacob Dymond, Founder and Editor.
Overall odds show how often any prize appears across the printed ticket pool. A prize equal to the ticket price may count as a win, so the best overall odds do not necessarily mean the best chance of winning more than you paid.
Combines every prize tier worth more than the ticket price. When a lottery doesn't publish tier odds, they are estimated as tickets printed divided by the number of prizes in that tier.
The share of ticket sales a game pays back in prizes: total prize value divided by tickets printed times the ticket price. A 70% payout rate means a $10 ticket returns about $7 in prizes on average, an average loss of $3. When remaining prize counts are fresh, we estimate the payout of the tickets still unsold, assuming tickets sell at the pace prizes are claimed (claims lag sales, so it is an estimate). Prizes count at advertised value, not cash option or after-tax value. When the lottery doesn't publish tickets printed, it is estimated from overall odds times total winning tickets.
We don't show a payout rate when the full prize table isn't published, when the published figures don't add up, or when too few tickets remain to estimate. A payout rate above 100% is never shown. Payout rate describes the average across all tickets; it isn't a prediction for any ticket and isn't a recommendation to buy.
Raw remaining counts and the share of original top prizes still available. That is top-prize availability — not the same as current top-prize odds, which require remaining ticket inventory.
Rankings cannot identify winning ticket locations or change the randomness of scratch-off games. 18+ only.
Next steps
Use this ranking for purchase decisions, then open the full ticket list or broader New York lottery pages.
Browse every tracked ticket by price, odds, top prize, and remaining prizes.
New York lottery gamesSwitch to draw games when you want rules, prizes, and schedules instead.
New York LotteryReturn to the state overview for jackpots, results, and broader lottery tools.
Responsible play
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