Lottery Valley ranks 96 of 130 active New Jersey scratch-offs by odds, estimated ROI, remaining top prizes, and ticket price. Games are excluded when all top prizes are gone or New Jersey has not published remaining-prize data. $1,000,000 Payday ranks as the best overall ticket, while Crossword Xtreme (#1968) has the best published odds of winning any prize, and Sapphire 7's leads tickets under $5.
Updated
Current leaders by goal before the full top-10 table.
Crossword Xtreme (#1968)
$30Strongest published overall odds at 1 in 3.40, although many wins may only return the ticket price.
Sapphire 7's
$2Strongest composite ranking among tickets under $5.
Top 10 eligible tickets by composite ranking. Updated October 4, 2026.
| Rank | Game | Price | Top Prize | Overall Odds | Profit Odds | Est. ROI | Top Prizes Left | Why It Ranks |
|---|---|---|---|---|---|---|---|---|
| #1 | $1,000,000 Payday | $30 | $1M | 1 in 3.64 | 1 in 5.00 | — | 9 of 9 | Strongest balance among eligible tickets based on profitable-prize odds of 1 in 5.00, 100% of original top prizes remaining. |
| #2 | Jersey Riches | $30 | $3M | 1 in 3.48 | 1 in 5.33 | — | 3 of 3 | Ranks #2 with published overall odds of 1 in 3.48. |
| #3 | Jackpot Millions | $30 | $3M | 1 in 3.40 | 1 in 5.16 | — | 2 of 3 | Ranks #3 with published overall odds of 1 in 3.40. |
| #4 | $1 Million Premier Ca$h | $20 | $1M | 1 in 3.61 | 1 in 5.66 | — | 3 of 3 | Ranks #4 with published overall odds of 1 in 3.61. |
| #5 | Crossword Bonanza (#1976) | $20 | $400K | 1 in 3.51 | 1 in 5.41 | — | 2 of 3 | Ranks #5 with published overall odds of 1 in 3.51. |
| #6 | $1,000,000 Ultimate Spectacul | $30 | $1M | 1 in 3.61 | 1 in 4.96 | — | 4 of 9 | Ranks #6 with published overall odds of 1 in 3.61. |
| #7 | First Class Fortunes | $25 | $2M | 1 in 4.39 | 1 in 4.39 | — | 3 of 3 | Ranks #7 with published overall odds of 1 in 4.39. |
| #8 | Crossword Bonanza (#1905) | $20 | $400K | 1 in 3.56 | 1 in 5.54 | — | 2 of 3 | Ranks #8 with published overall odds of 1 in 3.56. |
| #9 | Crossword Xtreme (#1968) | $30 | $600K | 1 in 3.40 | 1 in 5.15 | — | 1 of 3 | Ranks #9 with published overall odds of 1 in 3.40. |
| #10 | Crossword Xtreme (#1981) | $30 | $600K | 1 in 3.40 | 1 in 5.15 | — | 1 of 3 | Ranks #10 with published overall odds of 1 in 3.40. |
Choose any eligible $2+ New Jersey scratch-off, then enter code VALLEYSCRATCH at checkout. After checkout, $5 credit is added for another scratch-off purchase.
Exclusive Code
VALLEYSCRATCH
Rankings are not changed by affiliate relationships. 18+ only.
Category rankings are more important than the composite score — pick the metric that matches how you want to play.
Crossword Xtreme (#1968)
$30Strongest published overall odds at 1 in 3.40, although many wins may only return the ticket price.
Alternative: Crossword Xtreme (#1981)
First Class Fortunes
$25Best calculated odds of winning more than the ticket price (1 in 4.39).
Alternative: $1,000,000 Ultimate Spectacul
$50,000,000 Fast Cash
$20Most top prizes still unclaimed (2906 of 8292).
Alternative: Cash Lines
One primary winner per price band, with a short compare of nearby tickets — not a full reprint of the database.
Overall odds: 1 in 4.64
Best estimated return among active $1 to $3 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| Sapphire 7's | $2 | 1 in 4.64 | — | 3 |
| Crossword (#1980) | $3 | 1 in 4.89 | — | 17 |
| LOTERIA (#1982) | $3 | 1 in 4.10 | — | 2 |
Overall odds: 1 in 3.91
Best estimated return among active $5 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| LOTERIA Grande (#1969) | $5 | 1 in 3.91 | — | 3 |
| Jersey Dog | $5 | 1 in 4.12 | — | 2 |
| Jersey Legend | $5 | 1 in 4.39 | — | 3 |
Overall odds: 1 in 3.79
Best estimated return among active $10 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| $10,000 Loaded | $10 | 1 in 3.79 | — | 70 |
| $250,000 Crossword (#1996) | $10 | 1 in 3.94 | — | 5 |
| Cash Fever | $10 | 1 in 3.72 | — | 2 |
Overall odds: 1 in 3.61
Best estimated return among active $20 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| $1 Million Premier Ca$h | $20 | 1 in 3.61 | — | 3 |
| Crossword Bonanza (#1976) | $20 | 1 in 3.51 | — | 2 |
| Crossword Bonanza (#1905) | $20 | 1 in 3.56 | — | 2 |
Overall odds: 1 in 3.64
Best estimated return among active $30 to $50 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| $1,000,000 Payday | $30 | 1 in 3.64 | — | 9 |
| Jersey Riches | $30 | 1 in 3.48 | — | 3 |
| Jackpot Millions | $30 | 1 in 3.40 | — | 2 |
These eligible games currently compare less favorably on ranking metrics. That is not advice to avoid them forever — prize pools change as tickets are claimed.
LOTERIA (#1952)
$3Currently ranks #73 among eligible tickets with a lower composite score than most peers.
Super Crossword (#1917)
$5Currently ranks #74 among eligible tickets with a lower composite score than most peers.
$1,000,000 Spectacular (#1938)
$10Currently ranks #75 among eligible tickets with a lower composite score than most peers.
LOTERIA (#1899)
$3Currently ranks #76 among eligible tickets with a lower composite score than most peers.
Super Crossword (#1954)
$5Currently ranks #77 among eligible tickets with a lower composite score than most peers.
Neon Cash Party
$10Currently ranks #78 among eligible tickets with a lower composite score than most peers.
$50,000,000 Fast Cash
$20Currently ranks #79 among eligible tickets with a lower composite score than most peers.
Cash In A Flash
$10Currently ranks #80 among eligible tickets with a lower composite score than most peers.
All 96 eligible games in the current ranking.
| Rank | Game | Price | Overall Odds | Profit Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|---|---|
| #1 | $1,000,000 Payday | $30 | 1 in 3.64 | 1 in 5.00 | — | 9 |
| #2 | Jersey Riches | $30 | 1 in 3.48 | 1 in 5.33 | — | 3 |
| #3 | Jackpot Millions | $30 | 1 in 3.40 | 1 in 5.16 | — | 2 |
| #4 | $1 Million Premier Ca$h | $20 | 1 in 3.61 | 1 in 5.66 | — | 3 |
| #5 | Crossword Bonanza (#1976) | $20 | 1 in 3.51 | 1 in 5.41 | — | 2 |
| #6 | $1,000,000 Ultimate Spectacul | $30 | 1 in 3.61 | 1 in 4.96 | — | 4 |
| #7 | First Class Fortunes | $25 | 1 in 4.39 | 1 in 4.39 | — | 3 |
| #8 | Crossword Bonanza (#1905) | $20 | 1 in 3.56 | 1 in 5.54 | — | 2 |
| #9 | Crossword Xtreme (#1968) | $30 | 1 in 3.40 | 1 in 5.15 | — | 1 |
| #10 | Crossword Xtreme (#1981) | $30 | 1 in 3.40 | 1 in 5.15 | — | 1 |
| #11 | LOTERIA Grande (#1969) | $5 | 1 in 3.91 | 1 in 6.43 | — | 3 |
| #12 | Crossword Bonanza (#1955) | $20 | 1 in 3.56 | 1 in 5.54 | — | 1 |
| #13 | Crossword Bonanza (#1935) | $20 | 1 in 3.56 | 1 in 5.53 | — | 1 |
| #14 | Quarter Million Ca$h | $20 | 1 in 3.90 | 1 in 6.39 | — | 6 |
| #15 | Jersey Dog | $5 | 1 in 4.12 | 1 in 5.68 | — | 2 |
| #16 | $10,000 Loaded | $10 | 1 in 3.79 | 1 in 6.12 | — | 70 |
| #17 | Jersey Legend | $5 | 1 in 4.39 | 1 in 6.21 | — | 3 |
| #18 | $5,000,000 Fortune | $30 | 1 in 3.96 | 1 in 5.63 | — | 1 |
| #19 | $250,000 Crossword (#1996) | $10 | 1 in 3.94 | 1 in 6.50 | — | 5 |
| #20 | Black Opal 7's | $20 | 1 in 3.97 | 1 in 6.58 | — | 3 |
| #21 | Cash Fever | $10 | 1 in 3.72 | 1 in 6.57 | — | 2 |
| #22 | Mega Hot 7's | $20 | 1 in 3.84 | 1 in 6.24 | — | 1 |
| #23 | Emerald 7's | $5 | 1 in 4.19 | 1 in 6.44 | — | 3 |
| #24 | Disco Dollarfest | $10 | 1 in 3.72 | 1 in 5.92 | — | 1 |
| #25 | 100X | $20 | 1 in 3.85 | 1 in 6.27 | — | 1 |
| #26 | Millionaire Maker | $25 | 1 in 5.34 | 1 in 5.34 | — | 1 |
| #27 | Chocolate Cash | $5 | 1 in 4.46 | 1 in 6.34 | — | 2 |
| #28 | Poker Nights | $5 | 1 in 4.30 | 1 in 6.69 | — | 3 |
| #29 | Year Of The Horse | $5 | 1 in 4.10 | 1 in 5.65 | — | 1 |
| #30 | Winter Green | $10 | 1 in 3.86 | 1 in 7.02 | — | 1 |
| #31 | $50,000 Loaded | $30 | 1 in 3.65 | 1 in 5.74 | — | 26 |
| #32 | Goooalll! For The Win | $5 | 1 in 4.25 | 1 in 6.57 | — | 2 |
| #33 | $50,000 Jumbo Bucks | $10 | 1 in 5.95 | 1 in 5.95 | — | 20 |
| #34 | $1,000,000 Platinum Payout | $20 | 1 in 3.94 | 1 in 6.49 | — | 1 |
| #35 | 100X Cash Blitz | $20 | 1 in 3.95 | 1 in 6.54 | — | 1 |
| #36 | Ruby 7's | $10 | 1 in 4.04 | 1 in 6.41 | — | 1 |
| #37 | 20X | $5 | 1 in 4.28 | 1 in 5.44 | — | 1 |
| #38 | $20,000 Loaded | $20 | 1 in 4.01 | 1 in 6.70 | — | 58 |
| #39 | $100 Million Diamond Dazzler | $20 | 1 in 3.98 | 1 in 6.60 | — | 1 |
| #40 | Golden Riches Bingo | $5 | 1 in 4.26 | 1 in 7.42 | — | 3 |
| #41 | LOTERIA Grande (#1888) | $5 | 1 in 3.91 | 1 in 6.43 | — | 1 |
| #42 | LOTERIA Grande (#1932) | $5 | 1 in 3.91 | 1 in 6.43 | — | 1 |
| #43 | AC Night$ | $10 | 1 in 5.65 | 1 in 5.65 | — | 1 |
| #44 | Super Crossword (#1975) | $5 | 1 in 4.18 | 1 in 7.19 | — | 3 |
| #45 | Super Hot 7's | $10 | 1 in 4.01 | 1 in 6.68 | — | 1 |
| #46 | Jersey Pop | $5 | 1 in 4.39 | 1 in 6.20 | — | 1 |
| #47 | The Bigger Spin | $10 | 1 in 4.04 | 1 in 6.78 | — | 1 |
| #48 | Sapphire 7's | $2 | 1 in 4.64 | 1 in 7.04 | — | 3 |
| #49 | Ca$h Money | $5 | 1 in 4.17 | 1 in 6.38 | — | 1 |
| #50 | UNO | $5 | 1 in 4.22 | 1 in 6.50 | — | 1 |
| #51 | Neon 9's | $10 | 1 in 4.04 | 1 in 6.79 | — | 1 |
| #52 | Crossword (#1980) | $3 | 1 in 4.89 | 1 in 7.44 | — | 17 |
| #53 | LOTERIA (#1982) | $3 | 1 in 4.10 | 1 in 7.47 | — | 2 |
| #54 | $5,000 Festive Frenzy | $20 | 1 in 3.89 | 1 in 6.37 | — | 11 |
| #55 | The Shore Thing | $10 | 1 in 3.96 | 1 in 7.37 | — | 1 |
| #56 | $250,000 Crossword (#1965) | $10 | 1 in 3.94 | 1 in 6.49 | — | 1 |
| #57 | Wild Side | $5 | 1 in 4.33 | 1 in 6.78 | — | 1 |
| #58 | Cash Lines | $5 | 1 in 7.30 | 1 in 7.30 | — | 2381 |
| #59 | Win For Life! (#1948) | $5 | 1 in 4.35 | 1 in 6.83 | — | 1 |
| #60 | $500,000 Gold Payout | $10 | 1 in 3.97 | 1 in 7.40 | — | 1 |
| #61 | 50X Cash Blitz | $10 | 1 in 3.75 | 1 in 7.49 | — | 1 |
| #62 | Birthday Surprise (#1904) | $2 | 1 in 4.53 | 1 in 7.95 | — | 2 |
| #63 | Big Money Spectacular (#1979) | $2 | 1 in 4.76 | 1 in 8.82 | — | 5 |
| #64 | It Takes 2 | $2 | 1 in 4.44 | 1 in 7.99 | — | 3 |
| #65 | Number-rific! | $5 | 1 in 4.30 | 1 in 7.33 | — | 1 |
| #66 | Cash 4-Ever | $5 | 1 in 4.41 | 1 in 6.96 | — | 1 |
| #67 | $500,000 Lion's Share | $10 | 1 in 6.93 | 1 in 6.93 | — | 1 |
| #68 | $5,000 Loaded | $5 | 1 in 4.04 | 1 in 6.79 | — | 29 |
| #69 | Money Mania | $2 | 1 in 4.41 | 1 in 7.14 | — | 1 |
| #70 | Jersey Giant Winnings | $5 | 1 in 4.27 | 1 in 7.46 | — | 1 |
| #71 | Electric 8's | $2 | 1 in 4.56 | 1 in 6.85 | — | 1 |
| #72 | Loose Change (#1978) | $1 | 1 in 4.42 | 1 in 9.85 | — | 52 |
| #73 | LOTERIA (#1952) | $3 | 1 in 4.10 | 1 in 7.47 | — | 1 |
| #74 | Super Crossword (#1917) | $5 | 1 in 4.32 | 1 in 7.61 | — | 2 |
| #75 | $1,000,000 Spectacular (#1938) | $10 | 1 in 3.89 | 1 in 8.08 | — | 1 |
| #76 | LOTERIA (#1899) | $3 | 1 in 4.10 | 1 in 7.47 | — | 1 |
| #77 | Super Crossword (#1954) | $5 | 1 in 4.22 | 1 in 7.30 | — | 1 |
| #78 | Neon Cash Party | $10 | 1 in 7.66 | 1 in 7.66 | — | 1 |
| #79 | $50,000,000 Fast Cash | $20 | 1 in 9.70 | 1 in 9.70 | — | 2906 |
| #80 | Cash In A Flash | $10 | 1 in 7.33 | 1 in 7.33 | — | 453 |
| #81 | Red Ball Tripler | $2 | 1 in 4.57 | 1 in 7.57 | — | 1 |
| #82 | It's Gold Outside | $2 | 1 in 4.33 | 1 in 8.05 | — | 2 |
| #83 | Classic Bingo | $2 | 1 in 4.00 | 1 in 9.69 | — | 2 |
| #84 | 10X | $2 | 1 in 4.57 | 1 in 7.57 | — | 1 |
| #85 | Lucky 13 | $2 | 1 in 4.61 | 1 in 7.67 | — | 1 |
| #86 | $500 Cash Craze | $5 | 1 in 4.55 | 1 in 8.35 | — | 1 |
| #87 | Cold Cash | $2 | 1 in 4.64 | 1 in 8.64 | — | 1 |
| #88 | Crossword (#1918) | $3 | 1 in 4.89 | 1 in 7.45 | — | 2 |
| #89 | Crossword (#1953) | $3 | 1 in 4.89 | 1 in 7.45 | — | 1 |
| #90 | Easy As 123 | $2 | 1 in 4.58 | 1 in 8.44 | — | 1 |
| #91 | America's 250th Anniversary | $2 | 1 in 4.48 | 1 in 8.13 | — | 1 |
| #92 | Big Money Spectacular (#1887) | $2 | 1 in 4.76 | 1 in 8.82 | — | 1 |
| #93 | Pocket Change (#1906) | $1 | 1 in 4.42 | 1 in 9.85 | — | 19 |
| #94 | Pocket Change (#1937) | $1 | 1 in 4.42 | 1 in 9.85 | — | 16 |
| #95 | Loose Change (#1949) | $1 | 1 in 4.42 | 1 in 9.85 | — | 11 |
| #96 | Stocking Stuffer | $1 | 1 in 4.58 | 1 in 10.18 | — | 6 |
Answers about the best New Jersey scratch-offs to buy, odds, price tiers, and how rankings work.
As of October 4, 2026, $1,000,000 Payday ranks as the best overall New Jersey scratch-off among 96 eligible games. Strongest balance among eligible tickets based on profitable-prize odds of 1 in 5.00, 100% of original top prizes remaining. These rankings do not guarantee a win or profit.
Crossword Xtreme (#1968) currently has the best published overall odds at 1 in 3.40. Overall odds count any prize as a win, including prizes equal to the ticket price, so they do not necessarily mean the best chance of making a profit.
$50,000,000 Fast Cash currently shows the most top prizes remaining (2906 of 8292). Raw remaining counts are not the same as current top-prize odds.
LOTERIA Grande (#1969) currently leads the $5 tier.
$10,000 Loaded currently leads the $10 tier.
Not automatically. Higher-priced tickets often have different prize structures and may show stronger published overall odds, but expected value and remaining top prizes vary by game. Compare odds, ROI where available, and prize availability inside each price tier.
Newer games can have more intact prize pools, but a recent launch does not guarantee better ROI or better odds than an older eligible game. Treat “best new” as its own category, not a substitute for expected value.
Eligible active games need published odds or prize-tier data. A game with a published top-prize count ranks only while at least one top prize remains. When the New Jersey Lottery does not publish remaining counts, active games are ranked on those odds. Games with all top prizes claimed stay in the full scratch-off database but are excluded from rankings. Official lottery data is labeled separately from Lottery Valley calculations. See the methodology section on this page for weights and limitations.
Rankings refresh when underlying New Jersey Lottery game and prize data change in Lottery Valley’s database. The date shown on this page reflects the latest game data used for the ranking, not a live feed of every claim.
No. Scratch-off games are random. Stronger comparative metrics improve how tickets compare to each other on published data; they do not identify winning tickets or guarantee a prize or profit.
Published New Jersey Lottery game pages, overall odds, ticket prices, top prizes, and top-prizes-remaining figures where available.
Games must be active or ending and include enough published odds or prize-tier data to support ranking. A game with a published top-prize count ranks only while at least one top prize remains. When the New Jersey Lottery does not publish remaining counts, active games are ranked on those odds. Games with all top prizes claimed stay on the full scratch-off database but are excluded from rankings. Ended and coming-soon games are listing-only as well.
When inputs are available: 45% estimated-ROI percentile, 25% profitable-prize-odds percentile, 20% top-prize-availability percentile, 10% published overall-odds percentile. Missing inputs redistribute weight across remaining metrics. Large prize means ≥$100,000.
Rankings follow this published methodology and are not changed by affiliate relationships. Data analysis by Lottery Valley; reviewed by Jacob Dymond, Founder and Editor.
Overall odds show how often any prize appears across the printed ticket pool. A prize equal to the ticket price may count as a win, so the best overall odds do not necessarily mean the best chance of making a profit.
Calculated from prize tiers where the prize amount is greater than the ticket price, when full tier odds are published.
Stored expected-return figures where available. Labeled estimated when inventory assumptions are involved.
Raw remaining counts and the share of original top prizes still available. That is top-prize availability — not the same as current top-prize odds, which require remaining ticket inventory.
Rankings cannot identify winning ticket locations or change the randomness of scratch-off games. 18+ only.
Next steps
Use this ranking for purchase decisions, then open the full ticket list or broader New Jersey lottery pages.
Browse every tracked ticket by price, odds, top prize, and remaining prizes.
New Jersey lottery gamesSwitch to draw games when you want rules, prizes, and schedules instead.
New Jersey LotteryReturn to the state overview for jackpots, results, and broader lottery tools.
Responsible play
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