The best New Jersey scratch-off depends on whether you want the strongest overall odds, the best estimated value, a lower ticket price, or the most top prizes still available. We compare 95 eligible active games across each category and refresh when New Jersey Lottery prize data changes. As of August 2, 2026, Crossword Xtreme (#1981) ranks as the best overall ticket, while Crossword Xtreme (#1968) has the best published odds of winning any prize and LOTERIA (#1982) leads under $5.
Current leaders by goal before the full top-10 table.
Crossword Xtreme (#1968)
$30Strongest published overall odds at 1 in 3.40, although many wins may only return the ticket price.
LOTERIA (#1982)
$3Strongest composite ranking among tickets under $5.
Top 10 eligible tickets by composite ranking. Updated August 2, 2026.
| Rank | Game | Price | Top Prize | Overall Odds | Profit Odds | Est. ROI | Top Prizes Left | Why It Ranks |
|---|---|---|---|---|---|---|---|---|
| #1 | Crossword Xtreme (#1981) | $30 | $600K | 1 in 3.40 | 1 in 5.15 | — | 3 of 3 | Strongest balance among eligible tickets based on profitable-prize odds of 1 in 5.15, 100% of original top prizes remaining. |
| #2 | Jersey Riches | $30 | $3M | 1 in 3.48 | 1 in 5.33 | — | 3 of 3 | Ranks #2 with published overall odds of 1 in 3.48. |
| #3 | Crossword Bonanza (#1976) | $20 | $400K | 1 in 3.51 | 1 in 5.41 | — | 3 of 3 | Ranks #3 with published overall odds of 1 in 3.51. |
| #4 | Jackpot Millions | $30 | $3M | 1 in 3.40 | 1 in 5.16 | — | 2 of 3 | Ranks #4 with published overall odds of 1 in 3.40. |
| #5 | $1 Million Premier Ca$h | $20 | $1M | 1 in 3.61 | 1 in 5.66 | — | 3 of 3 | Ranks #5 with published overall odds of 1 in 3.61. |
| #6 | Crossword Bonanza (#1905) | $20 | $400K | 1 in 3.56 | 1 in 5.54 | — | 2 of 3 | Ranks #6 with published overall odds of 1 in 3.56. |
| #7 | First Class Fortunes | $25 | $2M | 1 in 4.39 | 1 in 4.39 | — | 3 of 3 | Ranks #7 with published overall odds of 1 in 4.39. |
| #8 | $1,000,000 Ultimate Spectacul | $30 | $1M | 1 in 3.61 | 1 in 4.96 | — | 4 of 9 | Ranks #8 with published overall odds of 1 in 3.61. |
| #9 | Crossword Xtreme (#1968) | $30 | $600K | 1 in 3.40 | 1 in 5.15 | — | 1 of 3 | Ranks #9 with published overall odds of 1 in 3.40. |
| #10 | 100X | $20 | $1M | 1 in 3.85 | 1 in 6.27 | — | 2 of 3 | Ranks #10 with published overall odds of 1 in 3.85. |
Choose any eligible $2+ New Jersey scratch-off, then enter code VALLEYSCRATCH at checkout. After checkout, $5 credit is added for another scratch-off purchase.
Exclusive Code
VALLEYSCRATCH
Rankings are not changed by affiliate relationships. 18+ only.
Category rankings are more important than the composite score — pick the metric that matches how you want to play.
Crossword Xtreme (#1968)
$30Strongest published overall odds at 1 in 3.40, although many wins may only return the ticket price.
Alternative: Crossword Xtreme (#1981)
First Class Fortunes
$25Best calculated odds of winning more than the ticket price (1 in 4.39).
Alternative: $1,000,000 Ultimate Spectacul
$50,000,000 Fast Cash
$20Most top prizes still unclaimed (3263 of 8292).
Alternative: Cash Lines
One primary winner per price band, with a short compare of nearby tickets — not a full reprint of the database.
Overall odds: 1 in 4.10
Best estimated return among active $1 to $3 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| LOTERIA (#1982) | $3 | 1 in 4.10 | — | 3 |
| Money Mania | $2 | 1 in 4.41 | — | 2 |
| Birthday Surprise (#1904) | $2 | 1 in 4.53 | — | 2 |
Overall odds: 1 in 3.91
Best estimated return among active $5 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| LOTERIA Grande (#1969) | $5 | 1 in 3.91 | — | 3 |
| Jersey Dog | $5 | 1 in 4.12 | — | 2 |
| LOTERIA Grande (#1932) | $5 | 1 in 3.91 | — | 2 |
Overall odds: 1 in 4.04
Best estimated return among active $10 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| Ruby 7's | $10 | 1 in 4.04 | — | 3 |
| Cash Fever | $10 | 1 in 3.72 | — | 2 |
| $10,000 Loaded | $10 | 1 in 3.79 | — | 70 |
Overall odds: 1 in 3.51
Best estimated return among active $20 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| Crossword Bonanza (#1976) | $20 | 1 in 3.51 | — | 3 |
| $1 Million Premier Ca$h | $20 | 1 in 3.61 | — | 3 |
| Crossword Bonanza (#1905) | $20 | 1 in 3.56 | — | 2 |
Overall odds: 1 in 3.40
Best estimated return among active $30 to $50 games on the composite ranking.
| Game | Price | Overall Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|
| Crossword Xtreme (#1981) | $30 | 1 in 3.40 | — | 3 |
| Jersey Riches | $30 | 1 in 3.48 | — | 3 |
| Jackpot Millions | $30 | 1 in 3.40 | — | 2 |
These eligible games currently compare less favorably on ranking metrics. That is not advice to avoid them forever — prize pools change as tickets are claimed.
Money Vault Bingo
$5Currently ranks #71 among eligible tickets with a lower composite score than most peers.
$1,000,000 Spectacular (#1938)
$10Currently ranks #72 among eligible tickets with a lower composite score than most peers.
Super Crossword (#1954)
$5Currently ranks #73 among eligible tickets with a lower composite score than most peers.
Cash In A Flash
$10Currently ranks #74 among eligible tickets with a lower composite score than most peers.
Neon Cash Party
$10Currently ranks #75 among eligible tickets with a lower composite score than most peers.
$50,000,000 Fast Cash
$20Currently ranks #76 among eligible tickets with a lower composite score than most peers.
Red Ball Tripler
$2Currently ranks #77 among eligible tickets with a lower composite score than most peers.
It's Gold Outside
$2Currently ranks #78 among eligible tickets with a lower composite score than most peers.
All 95 eligible games in the current ranking.
| Rank | Game | Price | Overall Odds | Profit Odds | Est. ROI | Top Prizes Left |
|---|---|---|---|---|---|---|
| #1 | Crossword Xtreme (#1981) | $30 | 1 in 3.40 | 1 in 5.15 | — | 3 |
| #2 | Jersey Riches | $30 | 1 in 3.48 | 1 in 5.33 | — | 3 |
| #3 | Crossword Bonanza (#1976) | $20 | 1 in 3.51 | 1 in 5.41 | — | 3 |
| #4 | Jackpot Millions | $30 | 1 in 3.40 | 1 in 5.16 | — | 2 |
| #5 | $1 Million Premier Ca$h | $20 | 1 in 3.61 | 1 in 5.66 | — | 3 |
| #6 | Crossword Bonanza (#1905) | $20 | 1 in 3.56 | 1 in 5.54 | — | 2 |
| #7 | First Class Fortunes | $25 | 1 in 4.39 | 1 in 4.39 | — | 3 |
| #8 | $1,000,000 Ultimate Spectacul | $30 | 1 in 3.61 | 1 in 4.96 | — | 4 |
| #9 | Crossword Xtreme (#1968) | $30 | 1 in 3.40 | 1 in 5.15 | — | 1 |
| #10 | 100X | $20 | 1 in 3.85 | 1 in 6.27 | — | 2 |
| #11 | Quarter Million Ca$h | $20 | 1 in 3.90 | 1 in 6.39 | — | 7 |
| #12 | Crossword Bonanza (#1935) | $20 | 1 in 3.56 | 1 in 5.53 | — | 1 |
| #13 | LOTERIA Grande (#1969) | $5 | 1 in 3.91 | 1 in 6.43 | — | 3 |
| #14 | Crossword Bonanza (#1955) | $20 | 1 in 3.56 | 1 in 5.54 | — | 1 |
| #15 | Ruby 7's | $10 | 1 in 4.04 | 1 in 6.41 | — | 3 |
| #16 | Jersey Dog | $5 | 1 in 4.12 | 1 in 5.68 | — | 2 |
| #17 | Cash Fever | $10 | 1 in 3.72 | 1 in 6.57 | — | 2 |
| #18 | $10,000 Loaded | $10 | 1 in 3.79 | 1 in 6.12 | — | 70 |
| #19 | $5,000,000 Fortune | $30 | 1 in 3.96 | 1 in 5.63 | — | 1 |
| #20 | LOTERIA Grande (#1932) | $5 | 1 in 3.91 | 1 in 6.43 | — | 2 |
| #21 | Mega Hot 7's | $20 | 1 in 3.84 | 1 in 6.24 | — | 1 |
| #22 | Ca$h Money | $5 | 1 in 4.17 | 1 in 6.38 | — | 2 |
| #23 | AC Night$ | $10 | 1 in 5.65 | 1 in 5.65 | — | 2 |
| #24 | Disco Dollarfest | $10 | 1 in 3.72 | 1 in 5.92 | — | 1 |
| #25 | Poker Nights | $5 | 1 in 4.30 | 1 in 6.69 | — | 4 |
| #26 | Winter Ice | $10 | 1 in 3.76 | 1 in 6.70 | — | 1 |
| #27 | Millionaire Maker | $25 | 1 in 5.34 | 1 in 5.34 | — | 1 |
| #28 | Chocolate Cash | $5 | 1 in 4.46 | 1 in 6.34 | — | 2 |
| #29 | Year Of The Horse | $5 | 1 in 4.10 | 1 in 5.65 | — | 1 |
| #30 | $50,000 Loaded | $30 | 1 in 3.65 | 1 in 5.74 | — | 26 |
| #31 | Super Crossword (#1975) | $5 | 1 in 4.18 | 1 in 7.19 | — | 6 |
| #32 | $1,000,000 Platinum Payout | $20 | 1 in 3.94 | 1 in 6.49 | — | 1 |
| #33 | Goooalll! For The Win | $5 | 1 in 4.25 | 1 in 6.57 | — | 2 |
| #34 | Winter Green | $10 | 1 in 3.86 | 1 in 7.02 | — | 1 |
| #35 | 100X Cash Blitz | $20 | 1 in 3.95 | 1 in 6.54 | — | 1 |
| #36 | $50,000 Jumbo Bucks | $10 | 1 in 5.95 | 1 in 5.95 | — | 21 |
| #37 | 20X | $5 | 1 in 4.28 | 1 in 5.44 | — | 1 |
| #38 | Win For Life! (#1948) | $5 | 1 in 4.35 | 1 in 6.83 | — | 2 |
| #39 | $20,000 Loaded | $20 | 1 in 4.01 | 1 in 6.70 | — | 58 |
| #40 | $100 Million Diamond Dazzler | $20 | 1 in 3.98 | 1 in 6.60 | — | 1 |
| #41 | LOTERIA Grande (#1888) | $5 | 1 in 3.91 | 1 in 6.43 | — | 1 |
| #42 | Cash 4-Ever | $5 | 1 in 4.41 | 1 in 6.96 | — | 2 |
| #43 | LOTERIA (#1982) | $3 | 1 in 4.10 | 1 in 7.47 | — | 3 |
| #44 | Super Hot 7's | $10 | 1 in 4.01 | 1 in 6.68 | — | 1 |
| #45 | Money Mania | $2 | 1 in 4.41 | 1 in 7.14 | — | 2 |
| #46 | Jersey Pop | $5 | 1 in 4.39 | 1 in 6.20 | — | 1 |
| #47 | The Bigger Spin | $10 | 1 in 4.04 | 1 in 6.78 | — | 1 |
| #48 | UNO | $5 | 1 in 4.22 | 1 in 6.50 | — | 1 |
| #49 | Neon 9's | $10 | 1 in 4.04 | 1 in 6.79 | — | 1 |
| #50 | $5,000 Festive Frenzy | $20 | 1 in 3.89 | 1 in 6.37 | — | 12 |
| #51 | The Shore Thing | $10 | 1 in 3.96 | 1 in 7.37 | — | 1 |
| #52 | $250,000 Crossword (#1965) | $10 | 1 in 3.94 | 1 in 6.49 | — | 1 |
| #53 | It's A Jersey Thing | $10 | 1 in 3.96 | 1 in 7.37 | — | 1 |
| #54 | Wild Side | $5 | 1 in 4.33 | 1 in 6.78 | — | 1 |
| #55 | 50X Cash Blitz | $10 | 1 in 3.75 | 1 in 7.49 | — | 1 |
| #56 | Cash Lines | $5 | 1 in 7.30 | 1 in 7.30 | — | 2697 |
| #57 | $500,000 Gold Payout | $10 | 1 in 3.97 | 1 in 7.40 | — | 1 |
| #58 | Birthday Surprise (#1904) | $2 | 1 in 4.53 | 1 in 7.95 | — | 2 |
| #59 | Number-rific! | $5 | 1 in 4.30 | 1 in 7.33 | — | 1 |
| #60 | $5,000 Loaded | $5 | 1 in 4.04 | 1 in 6.79 | — | 29 |
| #61 | Loose Change (#1978) | $1 | 1 in 4.42 | 1 in 9.85 | — | 95 |
| #62 | It Takes 2 | $2 | 1 in 4.44 | 1 in 7.99 | — | 3 |
| #63 | $500,000 Lion's Share | $10 | 1 in 6.93 | 1 in 6.93 | — | 1 |
| #64 | $500 Cash Craze | $5 | 1 in 4.55 | 1 in 8.35 | — | 2 |
| #65 | Jersey Giant Winnings | $5 | 1 in 4.27 | 1 in 7.46 | — | 1 |
| #66 | Big Money Spectacular (#1964) | $2 | 1 in 4.76 | 1 in 8.82 | — | 3 |
| #67 | Electric 8's | $2 | 1 in 4.56 | 1 in 6.85 | — | 1 |
| #68 | LOTERIA (#1952) | $3 | 1 in 4.10 | 1 in 7.47 | — | 1 |
| #69 | LOTERIA (#1899) | $3 | 1 in 4.10 | 1 in 7.47 | — | 1 |
| #70 | Super Crossword (#1917) | $5 | 1 in 4.32 | 1 in 7.61 | — | 2 |
| #71 | Money Vault Bingo | $5 | 1 in 4.13 | 1 in 7.71 | — | 1 |
| #72 | $1,000,000 Spectacular (#1938) | $10 | 1 in 3.89 | 1 in 8.08 | — | 1 |
| #73 | Super Crossword (#1954) | $5 | 1 in 4.22 | 1 in 7.30 | — | 1 |
| #74 | Cash In A Flash | $10 | 1 in 7.33 | 1 in 7.33 | — | 484 |
| #75 | Neon Cash Party | $10 | 1 in 7.66 | 1 in 7.66 | — | 1 |
| #76 | $50,000,000 Fast Cash | $20 | 1 in 9.70 | 1 in 9.70 | — | 3263 |
| #77 | Red Ball Tripler | $2 | 1 in 4.57 | 1 in 7.57 | — | 1 |
| #78 | It's Gold Outside | $2 | 1 in 4.33 | 1 in 8.05 | — | 2 |
| #79 | Classic Bingo | $2 | 1 in 4.00 | 1 in 9.69 | — | 2 |
| #80 | 10X | $2 | 1 in 4.57 | 1 in 7.57 | — | 1 |
| #81 | Lucky 13 | $2 | 1 in 4.61 | 1 in 7.67 | — | 1 |
| #82 | Cold Cash | $2 | 1 in 4.64 | 1 in 8.64 | — | 1 |
| #83 | Crossword (#1918) | $3 | 1 in 4.89 | 1 in 7.45 | — | 2 |
| #84 | Crossword (#1862) | $3 | 1 in 4.89 | 1 in 7.44 | — | 1 |
| #85 | Easy As 123 | $2 | 1 in 4.58 | 1 in 8.44 | — | 1 |
| #86 | Crossword (#1953) | $3 | 1 in 4.89 | 1 in 7.45 | — | 1 |
| #87 | America's 250th Anniversary | $2 | 1 in 4.48 | 1 in 8.13 | — | 1 |
| #88 | Big Money Spectacular (#1887) | $2 | 1 in 4.76 | 1 in 8.82 | — | 1 |
| #89 | $2,000 Loaded | $2 | 1 in 4.67 | 1 in 8.76 | — | 36 |
| #90 | Loose Change (#1949) | $1 | 1 in 4.42 | 1 in 9.85 | — | 17 |
| #91 | Pocket Change (#1906) | $1 | 1 in 4.42 | 1 in 9.85 | — | 19 |
| #92 | Loose Change (#1890) | $1 | 1 in 4.42 | 1 in 9.85 | — | 9 |
| #93 | Stocking Stuffer | $1 | 1 in 4.58 | 1 in 10.18 | — | 6 |
| #94 | Pocket Change (#1937) | $1 | 1 in 4.42 | 1 in 9.85 | — | 17 |
| #95 | $50,000,000 Explosion | $20 | 1 in 9.70 | 1 in 9.70 | — | 1497 |
Answers about the best New Jersey scratch-offs to buy, odds, price tiers, and how rankings work.
As of August 2, 2026, Crossword Xtreme (#1981) ranks as the best overall New Jersey scratch-off among 95 eligible games. Strongest balance among eligible tickets based on profitable-prize odds of 1 in 5.15, 100% of original top prizes remaining. These rankings do not guarantee a win or profit.
Crossword Xtreme (#1968) currently has the best published overall odds at 1 in 3.40. Overall odds count any prize as a win, including prizes equal to the ticket price, so they do not necessarily mean the best chance of making a profit.
$50,000,000 Fast Cash currently shows the most top prizes remaining (3263 of 8292). Raw remaining counts are not the same as current top-prize odds.
LOTERIA Grande (#1969) currently leads the $5 tier.
Ruby 7's currently leads the $10 tier.
Not automatically. Higher-priced tickets often have different prize structures and may show stronger published overall odds, but expected value and remaining top prizes vary by game. Compare odds, ROI where available, and prize availability inside each price tier.
Newer games can have more intact prize pools, but a recent launch does not guarantee better ROI or better odds than an older eligible game. Treat “best new” as its own category, not a substitute for expected value.
Eligible active games with at least one top prize remaining and enough published odds or prize-tier data are ranked by category (overall odds, profitable-prize odds, estimated ROI, top prizes remaining, large-prize availability, and newest) and by a composite score when multiple metrics are available. Games with all top prizes claimed, or games where the New Jersey Lottery does not publish remaining-prize data, stay in the full scratch-off database but are excluded from rankings. Official lottery data is labeled separately from Lottery Valley calculations. See the methodology section on this page for weights and limitations.
Rankings refresh when underlying New Jersey Lottery game and prize data change in Lottery Valley’s database. The date shown on this page reflects the latest game data used for the ranking, not a live feed of every claim.
No. Scratch-off games are random. Stronger comparative metrics improve how tickets compare to each other on published data; they do not identify winning tickets or guarantee a prize or profit.
Published New Jersey Lottery game pages, overall odds, ticket prices, top prizes, and top-prizes-remaining figures where available.
Games must be active or ending, have at least one top prize remaining, and include enough published odds or prize-tier data to support ranking. Games with all top prizes claimed, and games where the New Jersey Lottery does not publish remaining prize data, stay on the full scratch-off database but are excluded from rankings. Ended and coming-soon games are listing-only as well.
When inputs are available: 45% estimated-ROI percentile, 25% profitable-prize-odds percentile, 20% top-prize-availability percentile, 10% published overall-odds percentile. Missing inputs redistribute weight across remaining metrics. Large prize means ≥$100,000.
Rankings follow this published methodology and are not changed by affiliate relationships. Data analysis by Lottery Valley; reviewed by Jacob Dymond, Founder and Editor.
Overall odds show how often any prize appears across the printed ticket pool. A prize equal to the ticket price may count as a win, so the best overall odds do not necessarily mean the best chance of making a profit.
Calculated from prize tiers where the prize amount is greater than the ticket price, when full tier odds are published.
Stored expected-return figures where available. Labeled estimated when inventory assumptions are involved.
Raw remaining counts and the share of original top prizes still available. That is top-prize availability — not the same as current top-prize odds, which require remaining ticket inventory.
Rankings cannot identify winning ticket locations or change the randomness of scratch-off games. 18+ only.
Next steps
Use this ranking for purchase decisions, then open the full ticket list or broader New Jersey lottery pages.
Browse every tracked ticket by price, odds, top prize, and remaining prizes.
Switch to draw games when you want rules, prizes, and schedules instead.
Return to the state overview for jackpots, results, and broader lottery tools.
Lottery draws are chance-based. Predictions, generators, and strategy content do not guarantee winnings — and age or access rules depend on local law and the official operator.
If gambling stops feeling fun, free confidential support is available in United States. The resource beside this section is a good place to start.
Lottery Valley is an independent publisher, not a lottery operator.
United States help
Verified Jul 2026
1-800-MY-RESET
Free, confidential support and local referrals across all 50 U.S. states and territories.
