Lottery Valley ranks 96 of 130 active New Jersey scratch-offs by odds, estimated payout rate, remaining top prizes, and ticket price. Games are excluded when all top prizes are gone or New Jersey has not published remaining-prize data. Jersey Riches ranks as the best overall ticket, while Crossword Xtreme (#1968) has the best published odds of winning any prize, and Sapphire 7's leads tickets under $5.
Updated
Current leaders by goal before the full top-10 table.
Crossword Xtreme (#1968)
$30Strongest published overall odds at 1 in 3.40, although many wins may only return the ticket price.
Sapphire 7's
$2Strongest composite ranking among tickets under $5.
Top 10 eligible tickets by composite ranking. Updated October 4, 2026.
| Rank | Game | Price | Top Prize | Overall Odds | Odds to Win More | Payout Rate | Top Prizes Left | Why It Ranks |
|---|---|---|---|---|---|---|---|---|
| #1 | Jersey Riches | $30 | $3M | 1 in 3.48 | 1 in 5.33 | 77% | 3 of 3 | Strongest balance among eligible tickets based on an estimated payout rate of 77%, odds of 1 in 5.33 to win more than the ticket price, 100% of original top prizes remaining. |
| #2 | $1,000,000 Payday | $30 | $1M | 1 in 3.64 | 1 in 5.00 | 76% | 9 of 9 | Ranks #2 on the composite score with an estimated payout rate of 76%. |
| #3 | Jackpot Millions | $30 | $3M | 1 in 3.40 | 1 in 5.16 | 76% | 2 of 3 | Ranks #3 on the composite score with an estimated payout rate of 76%. |
| #4 | $1 Million Premier Ca$h | $20 | $1M | 1 in 3.61 | 1 in 5.66 | 76% | 3 of 3 | Ranks #4 on the composite score with an estimated payout rate of 76%. |
| #5 | Crossword Bonanza (#1976) | $20 | $400K | 1 in 3.51 | 1 in 5.41 | 75% | 2 of 3 | Ranks #5 on the composite score with an estimated payout rate of 75%. |
| #6 | Crossword Xtreme (#1981) | $30 | $600K | 1 in 3.40 | 1 in 5.15 | 76% | 1 of 3 | Ranks #6 on the composite score with an estimated payout rate of 76%. |
| #7 | Crossword Xtreme (#1968) | $30 | $600K | 1 in 3.40 | 1 in 5.15 | 76% | 1 of 3 | Ranks #7 on the composite score with an estimated payout rate of 76%. |
| #8 | First Class Fortunes | $25 | $2M | 1 in 4.39 | 1 in 4.39 | 73% | 3 of 3 | Ranks #8 on the composite score with an estimated payout rate of 73%. |
| #9 | $1,000,000 Ultimate Spectacul | $30 | $1M | 1 in 3.61 | 1 in 4.96 | 72% | 4 of 9 | Ranks #9 on the composite score with an estimated payout rate of 72%. |
| #10 | Crossword Bonanza (#1905) | $20 | $400K | 1 in 3.56 | 1 in 5.54 | 72% | 2 of 3 | Ranks #10 on the composite score with an estimated payout rate of 72%. |
Choose any eligible $2+ New Jersey scratch-off, then enter code VALLEYSCRATCH at checkout. After checkout, $5 credit is added for another scratch-off purchase.
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Rankings are not changed by affiliate relationships. 18+ only.
Category rankings are more important than the composite score — pick the metric that matches how you want to play.
Crossword Xtreme (#1968)
$30Strongest published overall odds at 1 in 3.40, although many wins may only return the ticket price.
Alternative: Crossword Xtreme (#1981)
First Class Fortunes
$25Best calculated odds of winning more than the ticket price (1 in 4.39).
Alternative: $1,000,000 Ultimate Spectacul
Jersey Riches
$30Highest estimated payout rate among eligible games at 77% — it still pays back less than it costs on average.
Alternative: $1,000,000 Payday
$50,000,000 Fast Cash
$20Most top prizes still unclaimed (2906 of 8292).
Alternative: Cash Lines
One primary winner per price band, with a short compare of nearby tickets — not a full reprint of the database.
Overall odds: 1 in 4.64
Ranks highest among active $1 to $3 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| Sapphire 7's | $2 | 1 in 4.64 | 66% | 3 |
| It Takes 2 | $2 | 1 in 4.44 | 67% | 3 |
| Birthday Surprise (#1904) | $2 | 1 in 4.53 | 67% | 2 |
Overall odds: 1 in 4.19
Ranks highest among active $5 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| Emerald 7's | $5 | 1 in 4.19 | 71% | 3 |
| Jersey Dog | $5 | 1 in 4.12 | 70% | 2 |
| Jersey Legend | $5 | 1 in 4.39 | 70% | 3 |
Overall odds: 1 in 3.72
Ranks highest among active $10 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| Cash Fever | $10 | 1 in 3.72 | 73% | 2 |
| Disco Dollarfest | $10 | 1 in 3.72 | 73% | 1 |
| $250,000 Crossword (#1996) | $10 | 1 in 3.94 | 72% | 5 |
Overall odds: 1 in 3.61
Ranks highest among active $20 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| $1 Million Premier Ca$h | $20 | 1 in 3.61 | 76% | 3 |
| Crossword Bonanza (#1976) | $20 | 1 in 3.51 | 75% | 2 |
| Crossword Bonanza (#1905) | $20 | 1 in 3.56 | 72% | 2 |
Overall odds: 1 in 3.48
Ranks highest among active $30 to $50 games on the composite ranking.
| Game | Price | Overall Odds | Payout Rate | Top Prizes Left |
|---|---|---|---|---|
| Jersey Riches | $30 | 1 in 3.48 | 77% | 3 |
| $1,000,000 Payday | $30 | 1 in 3.64 | 76% | 9 |
| Jackpot Millions | $30 | 1 in 3.40 | 76% | 2 |
These eligible games currently compare less favorably on ranking metrics. That is not advice to avoid them forever — prize pools change as tickets are claimed.
Money Mania
$2Currently ranks #73 among eligible tickets with a lower composite score than most peers.
$500,000 Lion's Share
$10Currently ranks #74 among eligible tickets with a lower composite score than most peers.
Neon Cash Party
$10Currently ranks #75 among eligible tickets with a lower composite score than most peers.
It's Gold Outside
$2Currently ranks #76 among eligible tickets with a lower composite score than most peers.
LOTERIA (#1952)
$3Currently ranks #77 among eligible tickets with a lower composite score than most peers.
Electric 8's
$2Currently ranks #78 among eligible tickets with a lower composite score than most peers.
Classic Bingo
$2Currently ranks #79 among eligible tickets with a lower composite score than most peers.
Loose Change (#1978)
$1Currently ranks #80 among eligible tickets with a lower composite score than most peers.
All 96 eligible games in the current ranking.
| Rank | Game | Price | Overall Odds | Odds to Win More | Payout Rate | Top Prizes Left |
|---|---|---|---|---|---|---|
| #1 | Jersey Riches | $30 | 1 in 3.48 | 1 in 5.33 | 77% | 3 |
| #2 | $1,000,000 Payday | $30 | 1 in 3.64 | 1 in 5.00 | 76% | 9 |
| #3 | Jackpot Millions | $30 | 1 in 3.40 | 1 in 5.16 | 76% | 2 |
| #4 | $1 Million Premier Ca$h | $20 | 1 in 3.61 | 1 in 5.66 | 76% | 3 |
| #5 | Crossword Bonanza (#1976) | $20 | 1 in 3.51 | 1 in 5.41 | 75% | 2 |
| #6 | Crossword Xtreme (#1981) | $30 | 1 in 3.40 | 1 in 5.15 | 76% | 1 |
| #7 | Crossword Xtreme (#1968) | $30 | 1 in 3.40 | 1 in 5.15 | 76% | 1 |
| #8 | First Class Fortunes | $25 | 1 in 4.39 | 1 in 4.39 | 73% | 3 |
| #9 | $1,000,000 Ultimate Spectacul | $30 | 1 in 3.61 | 1 in 4.96 | 72% | 4 |
| #10 | Crossword Bonanza (#1905) | $20 | 1 in 3.56 | 1 in 5.54 | 72% | 2 |
| #11 | Black Opal 7's | $20 | 1 in 3.97 | 1 in 6.58 | 76% | 3 |
| #12 | Crossword Bonanza (#1955) | $20 | 1 in 3.56 | 1 in 5.54 | 72% | 1 |
| #13 | Crossword Bonanza (#1935) | $20 | 1 in 3.56 | 1 in 5.53 | 72% | 1 |
| #14 | Cash Fever | $10 | 1 in 3.72 | 1 in 6.57 | 73% | 2 |
| #15 | 100X | $20 | 1 in 3.85 | 1 in 6.27 | 76% | 1 |
| #16 | $5,000,000 Fortune | $30 | 1 in 3.96 | 1 in 5.63 | 72% | 1 |
| #17 | Quarter Million Ca$h | $20 | 1 in 3.90 | 1 in 6.39 | 72% | 6 |
| #18 | Disco Dollarfest | $10 | 1 in 3.72 | 1 in 5.92 | 73% | 1 |
| #19 | Mega Hot 7's | $20 | 1 in 3.84 | 1 in 6.24 | 72% | 1 |
| #20 | $250,000 Crossword (#1996) | $10 | 1 in 3.94 | 1 in 6.50 | 72% | 5 |
| #21 | $50,000 Loaded | $30 | 1 in 3.65 | 1 in 5.74 | 73% | 26 |
| #22 | Ruby 7's | $10 | 1 in 4.04 | 1 in 6.41 | 73% | 1 |
| #23 | $10,000 Loaded | $10 | 1 in 3.79 | 1 in 6.12 | 70% | 70 |
| #24 | Emerald 7's | $5 | 1 in 4.19 | 1 in 6.44 | 71% | 3 |
| #25 | Jersey Dog | $5 | 1 in 4.12 | 1 in 5.68 | 70% | 2 |
| #26 | Jersey Legend | $5 | 1 in 4.39 | 1 in 6.21 | 70% | 3 |
| #27 | LOTERIA Grande (#1969) | $5 | 1 in 3.91 | 1 in 6.43 | 68% | 3 |
| #28 | $1,000,000 Platinum Payout | $20 | 1 in 3.94 | 1 in 6.49 | 72% | 1 |
| #29 | 100X Cash Blitz | $20 | 1 in 3.95 | 1 in 6.54 | 72% | 1 |
| #30 | $20,000 Loaded | $20 | 1 in 4.01 | 1 in 6.70 | 72% | 58 |
| #31 | $100 Million Diamond Dazzler | $20 | 1 in 3.98 | 1 in 6.60 | 72% | 1 |
| #32 | Poker Nights | $5 | 1 in 4.30 | 1 in 6.69 | 71% | 3 |
| #33 | Winter Green | $10 | 1 in 3.86 | 1 in 7.02 | 70% | 1 |
| #34 | Goooalll! For The Win | $5 | 1 in 4.25 | 1 in 6.57 | 71% | 2 |
| #35 | $5,000 Festive Frenzy | $20 | 1 in 3.89 | 1 in 6.37 | 74% | 11 |
| #36 | Chocolate Cash | $5 | 1 in 4.46 | 1 in 6.34 | 70% | 2 |
| #37 | Super Crossword (#1975) | $5 | 1 in 4.18 | 1 in 7.19 | 71% | 3 |
| #38 | Year Of The Horse | $5 | 1 in 4.10 | 1 in 5.65 | 70% | 1 |
| #39 | Millionaire Maker | $25 | 1 in 5.34 | 1 in 5.34 | 69% | 1 |
| #40 | Ca$h Money | $5 | 1 in 4.17 | 1 in 6.38 | 71% | 1 |
| #41 | The Bigger Spin | $10 | 1 in 4.04 | 1 in 6.78 | 70% | 1 |
| #42 | 50X Cash Blitz | $10 | 1 in 3.75 | 1 in 7.49 | 71% | 1 |
| #43 | Super Hot 7's | $10 | 1 in 4.01 | 1 in 6.68 | 70% | 1 |
| #44 | $250,000 Crossword (#1965) | $10 | 1 in 3.94 | 1 in 6.49 | 72% | 1 |
| #45 | The Shore Thing | $10 | 1 in 3.96 | 1 in 7.37 | 70% | 1 |
| #46 | 20X | $5 | 1 in 4.28 | 1 in 5.44 | 70% | 1 |
| #47 | Golden Riches Bingo | $5 | 1 in 4.26 | 1 in 7.42 | 68% | 3 |
| #48 | LOTERIA Grande (#1888) | $5 | 1 in 3.91 | 1 in 6.43 | 68% | 1 |
| #49 | LOTERIA Grande (#1932) | $5 | 1 in 3.91 | 1 in 6.43 | 68% | 1 |
| #50 | AC Night$ | $10 | 1 in 5.65 | 1 in 5.65 | 70% | 1 |
| #51 | Neon 9's | $10 | 1 in 4.04 | 1 in 6.79 | 70% | 1 |
| #52 | $50,000 Jumbo Bucks | $10 | 1 in 5.95 | 1 in 5.95 | 67% | 20 |
| #53 | $500,000 Gold Payout | $10 | 1 in 3.97 | 1 in 7.40 | 70% | 1 |
| #54 | $1,000,000 Spectacular (#1938) | $10 | 1 in 3.89 | 1 in 8.08 | 71% | 1 |
| #55 | Win For Life! (#1948) | $5 | 1 in 4.35 | 1 in 6.83 | 69% | 1 |
| #56 | UNO | $5 | 1 in 4.22 | 1 in 6.50 | 67% | 1 |
| #57 | Cash Lines | $5 | 1 in 7.30 | 1 in 7.30 | 68% | 2381 |
| #58 | Jersey Pop | $5 | 1 in 4.39 | 1 in 6.20 | 66% | 1 |
| #59 | Wild Side | $5 | 1 in 4.33 | 1 in 6.78 | 67% | 1 |
| #60 | Sapphire 7's | $2 | 1 in 4.64 | 1 in 7.04 | 66% | 3 |
| #61 | Number-rific! | $5 | 1 in 4.30 | 1 in 7.33 | 67% | 1 |
| #62 | $500 Cash Craze | $5 | 1 in 4.55 | 1 in 8.35 | 71% | 1 |
| #63 | It Takes 2 | $2 | 1 in 4.44 | 1 in 7.99 | 67% | 3 |
| #64 | Birthday Surprise (#1904) | $2 | 1 in 4.53 | 1 in 7.95 | 67% | 2 |
| #65 | $5,000 Loaded | $5 | 1 in 4.04 | 1 in 6.79 | 68% | 29 |
| #66 | Crossword (#1980) | $3 | 1 in 4.89 | 1 in 7.44 | 65% | 17 |
| #67 | Jersey Giant Winnings | $5 | 1 in 4.27 | 1 in 7.46 | 68% | 1 |
| #68 | LOTERIA (#1982) | $3 | 1 in 4.10 | 1 in 7.47 | 65% | 2 |
| #69 | Cash 4-Ever | $5 | 1 in 4.41 | 1 in 6.96 | 67% | 1 |
| #70 | Super Crossword (#1954) | $5 | 1 in 4.22 | 1 in 7.30 | 69% | 1 |
| #71 | $50,000,000 Fast Cash | $20 | 1 in 9.70 | 1 in 9.70 | 69% | 2906 |
| #72 | Big Money Spectacular (#1979) | $2 | 1 in 4.76 | 1 in 8.82 | 66% | 5 |
| #73 | Money Mania | $2 | 1 in 4.41 | 1 in 7.14 | 66% | 1 |
| #74 | $500,000 Lion's Share | $10 | 1 in 6.93 | 1 in 6.93 | 66% | 1 |
| #75 | Neon Cash Party | $10 | 1 in 7.66 | 1 in 7.66 | 67% | 1 |
| #76 | It's Gold Outside | $2 | 1 in 4.33 | 1 in 8.05 | 67% | 2 |
| #77 | LOTERIA (#1952) | $3 | 1 in 4.10 | 1 in 7.47 | 65% | 1 |
| #78 | Electric 8's | $2 | 1 in 4.56 | 1 in 6.85 | 66% | 1 |
| #79 | Classic Bingo | $2 | 1 in 4.00 | 1 in 9.69 | — | 2 |
| #80 | Loose Change (#1978) | $1 | 1 in 4.42 | 1 in 9.85 | 65% | 52 |
| #81 | LOTERIA (#1899) | $3 | 1 in 4.10 | 1 in 7.47 | 65% | 1 |
| #82 | Cold Cash | $2 | 1 in 4.64 | 1 in 8.64 | 67% | 1 |
| #83 | Super Crossword (#1917) | $5 | 1 in 4.32 | 1 in 7.61 | 65% | 2 |
| #84 | Red Ball Tripler | $2 | 1 in 4.57 | 1 in 7.57 | 66% | 1 |
| #85 | Easy As 123 | $2 | 1 in 4.58 | 1 in 8.44 | 67% | 1 |
| #86 | Lucky 13 | $2 | 1 in 4.61 | 1 in 7.67 | 66% | 1 |
| #87 | 10X | $2 | 1 in 4.57 | 1 in 7.57 | 66% | 1 |
| #88 | America's 250th Anniversary | $2 | 1 in 4.48 | 1 in 8.13 | 67% | 1 |
| #89 | Cash In A Flash | $10 | 1 in 7.33 | 1 in 7.33 | 65% | 453 |
| #90 | Big Money Spectacular (#1887) | $2 | 1 in 4.76 | 1 in 8.82 | 66% | 1 |
| #91 | Crossword (#1918) | $3 | 1 in 4.89 | 1 in 7.45 | 65% | 2 |
| #92 | Crossword (#1953) | $3 | 1 in 4.89 | 1 in 7.45 | 65% | 1 |
| #93 | Pocket Change (#1906) | $1 | 1 in 4.42 | 1 in 9.85 | 65% | 19 |
| #94 | Pocket Change (#1937) | $1 | 1 in 4.42 | 1 in 9.85 | 65% | 16 |
| #95 | Loose Change (#1949) | $1 | 1 in 4.42 | 1 in 9.85 | 65% | 11 |
| #96 | Stocking Stuffer | $1 | 1 in 4.58 | 1 in 10.18 | 65% | 6 |
Answers about the best New Jersey scratch-offs to buy, odds, price tiers, and how rankings work.
As of October 4, 2026, Jersey Riches ranks as the best overall New Jersey scratch-off among 96 eligible games. Strongest balance among eligible tickets based on an estimated payout rate of 77%, odds of 1 in 5.33 to win more than the ticket price, 100% of original top prizes remaining. These rankings do not guarantee a win.
Crossword Xtreme (#1968) currently has the best published overall odds at 1 in 3.40. Overall odds count any prize as a win, including prizes equal to the ticket price, so they do not necessarily mean the best chance of winning more than the ticket price.
$50,000,000 Fast Cash currently shows the most top prizes remaining (2906 of 8292). Raw remaining counts are not the same as current top-prize odds.
Emerald 7's currently leads the $5 tier.
Cash Fever currently leads the $10 tier.
Not automatically. Higher-priced tickets often have different prize structures and may show stronger published overall odds, but payout rates and remaining top prizes vary by game. Compare odds, payout rate where available, and prize availability inside each price tier.
Newer games can have more intact prize pools, but a recent launch does not guarantee a higher payout rate or better odds than an older eligible game. Treat “best new” as its own category, not a substitute for payout rate.
Eligible active games need published odds or prize-tier data. A game with a published top-prize count ranks only while at least one top prize remains. When the New Jersey Lottery does not publish remaining counts, active games are ranked on those odds. Games with all top prizes claimed stay in the full scratch-off database but are excluded from rankings. Official lottery data is labeled separately from Lottery Valley calculations. See the methodology section on this page for weights and limitations.
Rankings refresh when underlying New Jersey Lottery game and prize data change in Lottery Valley’s database. The date shown on this page reflects the latest game data used for the ranking, not a live feed of every claim.
No. Scratch-off games are random. Stronger comparative metrics improve how tickets compare to each other on published data; they do not identify winning tickets or guarantee a prize. On average, every game pays back less than it costs.
Published New Jersey Lottery game pages, overall odds, ticket prices, top prizes, and top-prizes-remaining figures where available.
Games must be active or ending and include enough published odds or prize-tier data to support ranking. A game with a published top-prize count ranks only while at least one top prize remains. When the New Jersey Lottery does not publish remaining counts, active games are ranked on those odds. Games with all top prizes claimed stay on the full scratch-off database but are excluded from rankings. Ended and coming-soon games are listing-only as well.
When inputs are available: 35% payout-rate percentile, 25% percentile for odds of winning more than the ticket price, 25% top-prize-availability percentile, 15% published overall-odds percentile. Missing inputs redistribute weight across the metrics New Jersey publishes. Large prize means ≥$100,000.
Rankings follow this published methodology and are not changed by affiliate relationships. Data analysis by Lottery Valley; reviewed by Jacob Dymond, Founder and Editor.
Overall odds show how often any prize appears across the printed ticket pool. A prize equal to the ticket price may count as a win, so the best overall odds do not necessarily mean the best chance of winning more than you paid.
Combines every prize tier worth more than the ticket price. When a lottery doesn't publish tier odds, they are estimated as tickets printed divided by the number of prizes in that tier.
The share of ticket sales a game pays back in prizes: total prize value divided by tickets printed times the ticket price. A 70% payout rate means a $10 ticket returns about $7 in prizes on average, an average loss of $3. When remaining prize counts are fresh, we estimate the payout of the tickets still unsold, assuming tickets sell at the pace prizes are claimed (claims lag sales, so it is an estimate). Prizes count at advertised value, not cash option or after-tax value. When the lottery doesn't publish tickets printed, it is estimated from overall odds times total winning tickets.
We don't show a payout rate when the full prize table isn't published, when the published figures don't add up, or when too few tickets remain to estimate. A payout rate above 100% is never shown. Payout rate describes the average across all tickets; it isn't a prediction for any ticket and isn't a recommendation to buy.
Raw remaining counts and the share of original top prizes still available. That is top-prize availability — not the same as current top-prize odds, which require remaining ticket inventory.
Rankings cannot identify winning ticket locations or change the randomness of scratch-off games. 18+ only.
Next steps
Use this ranking for purchase decisions, then open the full ticket list or broader New Jersey lottery pages.
Browse every tracked ticket by price, odds, top prize, and remaining prizes.
New Jersey lottery gamesSwitch to draw games when you want rules, prizes, and schedules instead.
New Jersey LotteryReturn to the state overview for jackpots, results, and broader lottery tools.
Responsible play
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