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Millionaire for Life Odds of Winning

The odds of winning the Millionaire for Life jackpot are 1 in 22,910,580 per $5 play, and the odds of winning any prize are 1 in 8.47. Below are the odds for every prize tier, how more tickets change them, and what a ticket is worth after taxes.

Maintained byJacob Dymond

Odds checked

  • Jackpot odds: 1 in 22,910,580 per $5 play
  • Odds of winning any prize: 1 in 8.47
  • Exact odds for all 9 prize tiers

Prize tiers

What are the odds for every Millionaire for Life prize?

Millionaire for Life draws five white balls and one Millionaire Ball. There are 9 ways to win. The odds below are calculated exactly from the number pools.

Jackpot odds
1 in 22,910,580
Prize tiers
9
Overall odds
1 in 8.47
Prize tiers with match requirements, payout, and odds.
TierMatchPrizeOdds of Winning
Jackpot5 + Millionaire Ball$1,000,000 per year for life1 in 22,910,580
Tier 25 white balls$100,000 per year for life1 in 5,727,645
Tier 34 + Millionaire Ball$7,5001 in 86,455.02
Tier 44 white balls$5001 in 21,613.75
Tier 53 + Millionaire Ball$2501 in 1,662.60
Tier 63 white balls$501 in 415.65
Tier 72 + Millionaire Ball$251 in 97.80
Tier 82 white balls$81 in 24.45
Tier 91 + Millionaire Ball$81 in 15.65

The top prize is a fixed lifetime annuity with a lump-sum cash option, so it does not grow like Powerball or Mega Millions.

More tickets

Do more tickets improve your Millionaire for Life odds?

Each different line covers one more combination, so 100 lines are about 100 times as likely to hit the jackpot as one line. The chance is still tiny, and the cost grows just as fast.

Millionaire for Life jackpot odds by number of lines played
Lines playedCostJackpot oddsChance of any prize
1$51 in 22,910,58011.81%
5$251 in 4,582,11646.65%
10$501 in 2,291,05871.54%
50$2501 in 458,211.6099.81%
100$5001 in 229,105.80> 99.99%
1,000$5,0001 in 22,910.58> 99.99%
Jackpot chance
1 in 1,145,529
< 0.0001%
Chance of any prize
91.90%
Cost per drawing
$100

Assumes every line is a different combination. Duplicate lines add cost without adding coverage.

Odds history

Have the Millionaire for Life odds changed?

The current 1 in 22,910,580 jackpot odds come from the game's present number pools. Here is how the format got here.

  1. 2026

    Millionaire for Life replaced Cash4Life and Lucky for Life as the multistate lifetime-prize game, using 5 from 1-58 plus a Millionaire Ball from 1-5.

Compare

How do Millionaire for Life odds compare with other multistate games?

Jackpot odds and overall odds for each national game, per play. Lower numbers mean better chances.

Multistate lottery odds compared
GamePriceJackpot oddsAny prize
Powerball$21 in 292,201,3381 in 24.87
Mega Millions$51 in 290,472,3361 in 23.07
Millionaire for Life$51 in 22,910,5801 in 8.47
Lotto America$11 in 25,989,6001 in 9.63

Compare every U.S. game in the lottery odds guide or run your own numbers in the lottery odds calculator.

Millionaire for Life Odds FAQ

Short answers about Millionaire for Life jackpot odds, prize odds, Quick Picks, and buying more tickets.

What are the odds of winning the Millionaire for Life jackpot?

The odds of winning the Millionaire for Life jackpot are 1 in 22,910,580 for each $5 play. You must match all five white balls and the Millionaire Ball.

What are the odds of winning any Millionaire for Life prize?

The overall odds of winning any Millionaire for Life prize are 1 in 8.47. Most of those wins are the smallest prizes, so the overall odds say little about your chance of a large payout.

Does buying more Millionaire for Life tickets improve my odds?

Each different line adds one more combination. With 100 different lines your jackpot chance is about 1 in 229,105.80, which is still a long shot and costs $500 per drawing.

Do Quick Picks have better Millionaire for Life odds than choosing my own numbers?

No. Every valid combination has exactly the same odds. Quick Picks can reduce the chance of sharing a jackpot because they avoid popular patterns like birthdays, but they do not make a win more likely.

Does playing the same Millionaire for Life numbers every draw help?

No. Each drawing is independent, so a combination that has never been drawn is no more "due" than one drawn last week. Playing the same numbers only changes convenience.

Does the Millionaire for Life add-on change the odds?

The top prize is a fixed lifetime annuity with a lump-sum cash option, so it does not grow like Powerball or Mega Millions.

Responsible play

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