Massachusetts Lottery Tax Calculator

Calculate your lottery winnings after taxes in Massachusetts. Get estimated federal and Massachusetts tax estimates for your winnings.

Last updated: June 15, 2025

Massachusetts Lottery Winnings Tax Calculator

Our calculator provides instant estimates of your after-tax lottery winnings in Massachusetts based on 2025 federal and state tax rates. Enter your details below to see how much you'll actually keep after taxes are withheld.

Massachusetts has a 5.00% tax rate on lottery winnings.

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Your Massachusetts Tax Breakdown

Enter your details to calculate your after-tax winnings

All calculations are instant and secure

massachusetts Lottery Tax Info

Massachusetts has a 5.00% state tax on lottery winnings in addition to federal taxes.

Massachusetts Lump Sum Lottery Tax Information

Use our Massachusetts lottery tax calculator to estimate your after-tax winnings. Federal taxes apply at a 24% withholding rate only if your winnings exceed $5,000. Additionally, we calculate Massachusetts state taxes based on current tax rates. Get a clear estimate of your final take-home amount after deductions.

Massachusetts Lottery Tax Facts

  • State Tax Rate: 5.00%
  • Tax Form Required: W-2G for lottery winnings over $600, and additional state forms may be required
  • Federal Tax Rate: 24% federal withholding for winnings over $5,000
  • Lump Sum Payment: One-time payment, typically worth about 60% of the advertised jackpot amount before taxes

How to Calculate Taxes on Massachusetts Lump Sum Lottery Winnings

Our calculator simplifies tax estimation in three easy steps:

1Select Massachusetts as Your State

Choose Massachusetts to calculate applicable federal and Massachusetts state taxes.

2Choose Lump Sum Payout

Select lump sum to see how your winnings are taxed all at once.

3Enter Your Winnings Amount

Input your total winnings and click 'Calculate After-Tax Winnings'to see your estimated after-tax payout.

Why Use Our Massachusetts Lump Sum Lottery Tax Calculator?

  • State-Specific Tax Estimates: Includes Massachusetts state taxes alongside federal withholding.
  • Instant Net Winnings Calculation: Get a quick estimate of your after-tax take-home amount.
  • Compare Lump Sum Payouts: See how tax treatment differs between payment options.
  • Updated for 2025 Tax Rates: Our calculator reflects the latest federal and Massachusetts state tax rates.
  • Completely Free & Easy to Use: No sign-up required—just enter your winnings and get instant results.

Massachusetts Lottery Tax FAQs

Does this calculator include local taxes for Massachusetts?

This calculator includes federal and Massachusetts state tax rates but does not account for local taxes, which may vary by city or county.

How accurate is the calculator for Massachusetts?

This calculator provides an estimate based on federal tax withholding and both federal and state tax rates in ${state}. Your actual tax liability may vary depending on total income, deductions, and filing status.

What happens if I win the lottery in Massachusetts but live in another state?

If you win the lottery in Massachusetts but live elsewhere, you may owe taxes in both Massachusetts and your home state. Tax treaties between states may apply in some cases.

How does winning the lottery in Massachusetts affect my tax bracket?

Lottery winnings are considered taxable income and could push you into a higher federal tax bracket. In Massachusetts, you may also owe state taxes if applicable.

Are lottery winnings in Massachusetts considered earned income?

No, lottery winnings are classified as ordinary income, not earned income. This distinction is important for tax deductions and eligibility for government programs.

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Disclaimer

The content provided by Lottery Valley is for informational purposes only and is not intended to serve as tax, legal, or accounting advice. We recommend consulting a qualified tax professional, attorney, or accountant for personalized guidance regarding your federal and state tax obligations. If you come across any inaccuracies or have corrections to share, please contact us at hello@lotteryvalley.com